I was born on January 8th 1982 in Donetsk, in the family of doctors. My mother - Novikova Tatiana Evgenievna - works as a doctor. When she graduated from Donetsk Medical Institute, she was sent to work in Slavyansk. So, when I was 2 years old we moved to the Slavyansk. After a year my younger brother - Novikov Sergey Aleksandrovich - was born. He studies at the faculty of Computer Science at Donetsk State Technical University.

     On september 1, 1988 I went to school №5 in my native city . In 5-th and 7-th classes I have passed selection exams in a physical and mathematical class. The school was famous for its profound studies of mathematics, physics and computer science all over the city. As it appeared, the fame of the school was not vain - during school years the pupils of my class always won the first places in city Olympiads on mathematics, physics and chemistry.
     I participated in city Olympiads on mathematics and took prize-winning places (two times the third place and once - the second). In 9-th class, half a year, I studied at school №44 in Donetsk and took the first place in regional Olympiad on mathematics. My favourite subjects at school were mathematics, history and physical culture. But when, in 7-th class, a new subject-computer science appeared in our time-table, it replaced my other interests.

     From early childhood. I showed a great interest in football, basketball, hand-to-hand fight, chess, classical guitar, playing the guitar in school ensemble, participated in school evparties and CVN, participated actively practically in all school sports competitions.

     In the 11th-class, I began thinking about my further education. I would like my speciality to be connected with maths. I passed tests in three institutions. In HAI(Kharkov), DGMA(Kramatorsk), DonNTU(Donetsk). In 1998 having divided the first and second places according to the tests I was enlisted enrolled at the faculty of computer facilities and computer science of Donetsk National Technical University on the speciality "Economic cybernetic".

     I like my speciality very much. I think that with the help of maths and computer science it is possible to describe, explain and predict practically all in our life and particularly in economic processes.

     In summer,2002 I successfully passed my examinations and got Bachelor of Economics and Business. Since September 2002 I have been studying at Donetsk State Tehnical University to take Master's degree of Economics.
     During study, I have got theoretical and practical skills and now I use them actively at performance of the student's research work on the theme: "Management risks model in the financial markets. My Master's work I write under the supervision of the senior lecturer of faculty PMI Dacun Natalia Nikolaevna . I have chosen her as the chief, since I consider her scientific problems more important and interesting in comparison with the themes offered by the other scientific personnel of the chair.
     In April, 2003 I was selected by my University as the candidate for reception of the nominal incentive grant to Concern "Praveks". Also, after finishing University , I can apply for a post of the director of the branch "Praveks-bank". The theme Of my Master's work was liked by the management of "Praveks-bank" and they promised to help me with it.
     In winter, 2004 I shall defend the dissertation on the theme: " Management risks model in the currency markets ". Actuality of this theme is brought out above all, by the fact that today's Ukrainian market is characterised by a great number of risks, connected proctically with any rind of commercial activity. At the present situation Ukrainian bussinessmen and banks often distinguish these risks by intuition. There is a lack of complex understanding of the rise risks nature and of system approach to handling them.
     After graduated and successful protection of scientific work I would be given a qualification on the speciality " Economic cybernetics "

     In the future, it would be desirable to develop a theme of risk - management. I would like to construct not only theoretical and mathematical models, but to develop really working software, with its subsequent introduction in banks and at enterprises of country and foreign countries.